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If you decide to try to keep your home
This section discusses some options that might help you deal with your
mortgage problems.
The options are listed in a logical order, with the simplest options
first. But you can read them in any order. And you don’t have to choose just
one. Some or all of them may be of use to you in your particular circumstances,
or at different times.
If, after reading and considering these options, you decide that you
cannot afford to keep your home after all, see If you decide to end your mortgage.
If your mortgage is covered by the Consumer
Credit Code, you will have more options. For information about the Code,
click here.
Related Topics
Get advice!
Rearrange your finances
Talk to your lender
Apply for a hardship variation
Use EDR (external dispute resolution)
Get some extra money
Change your lender
Take legal action

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