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Welcome to The Mortgage Stress Handbook
What this handbook is about
Should you try to keep your home?
If you decide to try to keep your home
What to do if …
If you decide to end your mortgage
Hardship variation applications
Stay applications in the Supreme Court
Letters and forms
Useful contacts
Glossary of terms

Letters and forms

    Hardship variation applications

Letter to lender requesting a hardship variation
Letter to lender requesting confirmation of agreed hardship variation
Letter to lender requesting confirmation of a stay granted by the CTTT
Letter to EDR scheme requesting them to investigate a dispute with the lender
Completing the CTTT Commercial Application form
Completing the Statement of Cross-claim
Completing the Defence

Stay Applications in the Supreme Court

Completing the Notice of Motion
Completing the Affidavit in support

Legal Aid NSW New South Wales Coat of Arms
New South Wales Government