A debt is money you owe to someone. The debtor is the person who owes money, and the creditor is the person who is owed money.
If you have a dispute about a debt, you should try to resolve your dispute with the other party through mediation before going to court.
If you have a Centrelink or social security problem, you can ask for an internal review of the decision and appeal to the Administrative Appeals Tribunal.
If you have a disability, you can find out if you are eligible for the National Disability Insurance Scheme.
Aboriginal and Torres Strait Islander peoples can call the Mob Strong Debt Helpline on 1800 808 488. The helpline is open Monday to Friday, 9:30am to 4:30pm.