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My money

Information about dealing with debts, bankruptcy, dealing with a dispute about money, Centrelink and NDIS.

A debt is money you owe to someone. The debtor is the person who owes money, and the creditor is the person who is owed money.
If you have a dispute about a debt, you should try to resolve your dispute with the other party through mediation before going to court.

If you have a Centrelink or social security problem, you can ask for an internal review of the decision and appeal to the Administrative Appeals Tribunal.

If you have a disability, you can find out if you are eligible for the National Disability Insurance Scheme.  

Debt

Types of debts

Types of debts

Find out more about the different types of debts and your options to respond.
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Bankruptcy

Bankruptcy

Find out more about bankruptcy and where to get help if you are thinking of bankruptcy.
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Resolving your dispute

Resolving your dispute

Find out more about how you can resolve your dispute without going to court.
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Disputes with banks or credit providers

Disputes with banks or credit providers

Find out more about how you can resolve a dispute about a consumer credit debt.
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Making a claim

Making a claim

Making a claim

Find out about what to do before staring a claim against someone who owes you money.
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Going to court

Going to court

Find out about starting a case in court, if you tried to resolve your matter and the other party still won't pay you.
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After court

After court

Find out about what to do next after the court makes a decision about your case.
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Responding to a claim

Responding to a claim

Responding to a claim

Find out what steps you can take if someone is chasing you money.
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During your case

During your case

Find out what happens when you defend the claim and go to court.
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After court

After court

Find out about what to do next after the court makes a decision about your case.
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Centrelink and NDIS

Centrelink

Centrelink

Find out more about social security and Centrelink debts.
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NDIS

NDIS

Find out more about the National Disability Insurance Service (NDIS).
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Forms

Forms - My Money

Forms - My Money

This is a list of the instructions, sample forms and other documents that you will find in this topic.
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Resources

Being chased for money

Being chased for money - Guided pathway. A guided pathway can give you some information after you answer some questions.

Problems with Utilities

Problems with Utilities - Guided pathway. A guided pathway can give you some information after you answer some questions.

Recovering Money

Recovering money - Guided pathway. A guided pathway can give you some information after you answer some questions.

Unpaid Council Rates

Unpaid Council Rates - Guided pathway. A guided pathway can give you some information after you answer some questions.

Mortgage stress

Mortgage stress - Guided pathway. A guided pathway can give you some information after you answer some questions.

Squeezed for a debt?

Are you being squeezed for a debt? This brochure explains some of the legal steps to take if you are in dispute about amounts under $100,000.

Problems with your mortgage?

Are you having problems with your home mortgage? This brochure has helpful information for people having problems with their mortgage.

Lost your job?

Are you having trouble paying your loan because you lost your job? This online factsheet explains where to get help if you have trouble paying your mortgage after you have lost your job

The Mortgage Stress Handbook

A practical guide for people having trouble with their mortgage.

  • Help available

    Help available

    Aboriginal and Torres Strait Islander peoples can call the Mob Strong Debt Helpline on 1800 808 488. The helpline is open Monday to Friday, 9:30am to 4:30pm.