Pay your fine

Information about how to pay your fine and what happens when you pay your fine.

Paying a fine

If you have received a fine and you want to pay it, you can either:

  • pay the fine in full, or
  • set up a payment plan.

If you want to pay the fine in full, you should pay it by the due date. Usually, a fine must be paid by the due date or within 21 days of being served on you if there is no due date. If you don’t, you will be sent a fine reminder notice and given a further 28 days to pay.

If you can’t pay the full amount all at once, you may be able to set up a payment plan to pay your fine off.

Your options for paying will be set out at the bottom of your fine.

Before you pay your fine, you should be aware of the consequences for your:

  • driving record
  • criminal infringement record
  • demerit point balance
  • driver licence.

If you pay your fine, you can still apply for a review or go to court to challenge your fine.

If you need help understanding the consequences of your fine, you should get legal advice.

Payment plans

If you can’t pay your fine in full by the due date, you can apply for a payment plan and pay it off over a longer period. You can do this at any time.

If your application is rejected, you can appeal to the Hardship Review Board.

To set up a payment plan:

  • call Revenue NSW on 1300 138 118
  • complete a Payment Plan Application – Individual form.

If your payment plan application is approved, Revenue NSW won’t take enforcement action against you as long as you make your payments.

Instructions: Instructions for completing a Payment Plan Application - Individuals

Sample: Sample Payment Plan Application - Individuals

If you already have a payment plan and you receive another fine, you can request for the new fine to be added to your payment plan. You should do this before the fine becomes overdue and enforcement costs are added to your fine. 

For more information, including a copy of the form, see Set up a payment plan on the NSW Government website. 

You can set up a payment plan for an overdue fine:

  • online on the myEnforcement Order page on the Revenue NSW website
  • by calling Revenue NSW on 1300 138 118
  • by complete a Payment Plan Application – Individual form.

If you receive a Centrelink payment, such as a pension or newstart allowance, you can apply to have the payment plan repayments deducted from your fortnightly payments through Centrepay. Go to servicesaustralia.gov.au/centrepay for more information.

To apply to have the repayments deducted from your fortnightly benefit through Centrepay contact Revenue NSW.

To set up a payment plan:

If you miss a payment under your payment plan, Revenue NSW may cancel your payment plan. If this happens, you will need to pay your fine in full. If you don’t, Revenue NSW will take enforcement action against you.

Consequences of paying a fine

If you pay a fine, it is not the same as admitting you are guilty. However, the offence may still be listed on your driving record or criminal infringement record.

Paying a fine will not mean the offence appears on your criminal record check, unless you received the fine from court. For more information about fines from court, see Pay your court fine.

A court can use your driving record, criminal infringement record and/or criminal record to sentence you if you commit any further offences.

For more information, see Driving and criminal records.

If you commit an offence with a demerit point penalty, the points will be added to your driving record.

Demerit points are added to your driving record:

  • after you pay the fine
  • after a court convicts you of an offence
  • after the deadline for applying to go to court has passed - if you didn’t pay the fine or apply to go to court.

To check whether a particular offence carries any demerit points, see Search offences and penalties on the NSW Government website.

To check your demerit point balance, see Check your demerit points on the Service NSW website. You don’t have to pay a fee to check your demerit point balance.

If you get too many demerit points on your driving record, your licence will be suspended, or Transport for NSW (TfNSW) may refuse to renew your licence.

If your licence is suspended, you may be able to appeal if you have a learner or provisional (P1 or P2) licence. If you have an unrestricted licence, you may be able to apply for a good behaviour period or professional driver status.

For more information, see Demerit point suspension.

Your licence can be suspended if you are caught speeding:

  • more than 30 km/hr over the speed limit, and
  • more than 45km/hr over the speed limit.

If you are caught speeding by a fixed or mobile speed camera, Transport for NSW will send you a fine. You will then get a Notice of suspension:

  • after you pay the fine, or
  • if you don’t apply to go to court.

For more information, see Speeding.

Police can suspend and confiscate your driver's licence on the spot for:

  • a serious driving offence causing grievous bodily harm or death
  • drive with a prescribed concentration of alcohol (PCA) or under the influence of alcohol (DUI) or drugs
  • refusing or failing to submit to a breath test or the taking of a blood sample
  • a street racing or related offence
  • an aggravated burnout offence
  • speeding more than 45km over the limit (full licence holders)
  • speeding more than 30km over the limit (learner or provisional licence holders)
  • driving unaccompanied by a supervising driver (a learner licence holder).

For more information, see On-the-spot suspension.

If you pay a fine, in part or in full, you can still ask Revenue NSW to review the fine.

If you pay a fine in full before you get a fine reminder notice, you can ask for a review up until 60 days after the date the fine is issued.

If you pay a fine after you get a fine reminder notice, you can ask for a review up until the due date on the fine reminder notice.

For more information, see Request a review.

If you pay your fine, in part or in full, you can still go to court to challenge the fine.

If you pay the fine before you get a fine reminder notice, you can apply to go to court any time until 90 days after the date fine was issued.

If you have paid the fine after receiving a fine reminder notice, you can apply to go to court any time before the due date on the fine reminder notice.

If you don't make this decision in time, it may be more difficult to have your matter heard at court.

For more information, see Go to court.